Prior Lake State Agency | About us
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About us

Our experience is your peace of mind

Serving the community since 1967, Prior Lake State Agency continues to offer local residents a CHOICE with preferred insurance providers.  Today under Steve Engel’s direction Prior Lake State Agency retains its stability and strength offering insurance products for the Prior Lake community.  And since relationships are our business, we honor our fiduciary responsibility to educate and inform while offering insurance products to fit your individual needs.

Steven Engel

Phone: 952.447.8350

After a successful career in the security systems business with Trans-Alarm Inc, Steve branched in to insurance sales with the help of his close friend Joel Larson. Today Steve adds twenty years of experience in the industry, with ten as owner of Prior Lake State Agency, to help you find an insurance plan that suits your needs. Away from the office, Steve enjoys spending time at his cabin in WI, moving big boulders with his Bobcat and collecting “old stuff”. Stop by the office and see his antique planer collection sometime!

Emily Ihrig

Licensed in Property/Casualty & Life/Health/Accident

Emily began her insurance career in 2003. Born and raised in Prior Lake, she experienced a bit of wanderlust traveling the world when her Dad, Steve, talked her in to coming home and joining him at Prior Lake State Agency. With a B.S. in Accounting from St Catherine University, Emily strives to fit the right protection at an affordable price for you and your family. When not at the office you can find her playing in the backyard with her family, at her local yoga studio, or in the kitchen trying a new recipe.

Melanie Skime

Licensed in Property/Casualty

Born and raised in Minnetonka, Melanie moved South of the river over 18 years ago to Lakeville to raise her two sons.  Melanie has been in the insurance field for over 15 years and is experienced in both personal and commercial lines.  She has enjoyed watching her boys grow up playing hockey, football and trapshooting.

Thea Hoeg Kelly

Licensed in Property/Casualty & Life/Health/Accident

Phone: 952.447.8350 | Email:

Thea is a Prior Lake native who earned her B.A. from Iowa State University. Once back in the Twin Cities, Thea worked in the non-profit arena for several years before finding her niche in insurance sales in 2009. She enjoys educating people on the options within personal insurance so that they can make informed decisions that meet their individual and family needs. Outside of work, Thea and her husband are busy with their two children, Toren and Sloane, riding bikes, target practicing with their bows, or playing on the rope swing in their basement (but don’t tell their insurance agent!).

Joe Tousignant

Licensed in Property/Casualty & Life/Health/Accident

Phone: 952.484.3065 | Email:

Graduated from Lakeville H.S. in 1998
Graduated from Mankato State U. in 2002
Business Marketing Major with Minor in Business Administration
Started Insurance career in 2004
Specialize in Personal & Commercial Insurance in MN & WI
Recommendations can be found on LinkedIn

Brad Ness

Licensed in Property/Casualty & Life/Health/Accident

Phone: 612.232.1190 | Email:

Request a quote

Call or email today for a free no-obligation insurance review. We will compare your coverage with our preferred companies and tailor a plan that fits with a competitive premium. We’re here to help!