Prior Lake State Agency | Home, Auto, Life, Umbrella, and Small Business Insurance
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Not every homeowners policy is the same, let’s talk about the coverage you need at the price that fits your family.  Replacement cost, water/sewer backup, jewelry coverage, and identity theft are just a few of the coverage options we include with our quotes.  Call us today for a free coverage review.



Let us help you decode your auto policy with terms like bodily injury and property damage liability, uninsured/underinsured motorist, personal injury protection, comprehensive, collision, and full glass.  Whether you are insuring your mint condition 1969 Chevrolet Impala or an every day driver Ford Fusion, do you have adequate protection?  Email us for a comparison quote.



Protect your family’s future with an individual life insurance policy.  Unlike group plans, an individual policy allows you to lock in a rate and also continue coverage despite job changes.  Additionally with return of premium products, you can get all of your premiums reimbursed to you at the end of the term or transfer it to a paid up life policy.  Let us know how we can help you with this valuable coverage.



You tell us what kind of claim you are going to have and we’ll tell you what coverage you need.  An umbrella is designed for the “what-ifs” in life, it is an asset protector that will provide additional coverage should your underlying auto, home, boat, motorcycle, or rec vehicle coverage be exhausted.  With the added multi-line discount provided, this coverage is relative inexpensive for the additional peace of mind it provides.


Small Business

We want to help you with your bottom line.  We are proud of our existing partnerships and are always looking to strengthen our ties to the community.  Important coverages to consider are cyber liability, business income and extra expense, and employment practices liability.  Ask us about our discount for Prior Lake Chamber of Commerce members.

Our Philosophy

Relationships are our business, we honor our fiduciary responsibility to educate and inform while offering insurance products to fit your individual needs.  Celebrating fifty years serving the Prior Lake area, call us today to see how we can shape the right coverage for your family.

“With my home, auto, umbrella, and rental properties I trust Prior Lake State Agency to find the insurance I need at a premium that works for me. What’s more is they proactively shop my coverage to ensure I have the best rates available on the market today.”

“I have had the pleasure of working with Prior Lake State Agency for many years. Emily, Steve and now Thea have worked to assist me at every turn with appropriate coverage for myself and my family. I have also referred other friends for their insurance needs and they are also extremely happy with their service. PLSA has always been available and happy to help me! They are definitely my “go to” people for all of my insurance needs!”

“We feel well taken care of with Prior Lake State Agency’s team of agents. We appreciate the ability to work with a local business where we can take an active approach to working on the best plan for our family’s insurance needs.”

“We can’t express enough the appreciate of how much Prior Lake State Agency has helped us and educated us on selecting the best plans that are affordable and suitable for our needs. They are simply the best in the industry.”

“Absolutely LOVE the Prior Lake Agency. They are always looking out for us, saving money and have great coverage….Would recommend this agency to everyone.”